Optional Life Insurance - Spouse

You can buy optional life insurance coverage for your spouse in units of $10,000 up to a maximum of $500,000.

The cost of optional life insurance is paid through payroll deductions. It is determined based on your spouse’s age, sex and whether or not your spouse is a smoker.

You must provide evidence of insurability for your spouse for any initial amount and for any amount in excess of current coverage. Your spouse must then complete and submit the form that will be presented at the end of the process. Any increase in coverage comes into effect when the application is approved. Payroll deductions associated to this increase will also begin at the same time.