Optional Critical Illness Insurance - Employee

You can select Critical Illness Insurance coverage for you in units of $10,000 up to a maximum of $250,000. This benefit is optional.

The cost of this benefit is paid through payroll deductions. It is determined based on your age, your sex and whether or not you are a smoker.

You must provide evidence of insurability for any amount over $20,000 at initial enrollment and for any amount in excess of your current coverage. You must then complete and submit the form that will be presented at the end of the process. Any increase in coverage comes into effect when the application is approved. Payroll deductions associated to this increase will also begin at the same time.