Spousal Critical Illness (C.I.)
This benefit was developed to alleviate some of the stress and financial burden resulting from a critical illness. Disability Insurance provides income protection but does not adequately provide assistance for expenses such as convalescence, lifestyle changes, home modifications, home care, dependent care and medical expenses not covered by a group plan or by the government. If you suffer from one of the following insured conditions the Critical Illness plan will pay you a lump sum equivalent to your Option choice:
|
■ Alzheimer’s Disease |
■ Heart Valve Replacement |
|
■ Amyotrophic Lateral Sclerosis (ALS) |
■ Loss of Speech |
|
■ Aorta Surgery |
■ Major Organ Failure |
|
■ Benign Brain Tumour |
■ Major
Organ Transplant |
|
■ Blindness |
■ Multiple Sclerosis |
|
■ Cancer |
■ Occupational
HIV Infection |
|
■ Coma |
■ Paralysis |
|
■ Coronary Artery Bypass Surgery |
■
Parkinson’s Disease |
|
■ Deafness |
■
Severe Burns |
|
■ Dismemberment |
■
Stroke |
|
■ Heart Attack |
|
ADDITIONAL
BENEFITS
■
Ductal Carcinoma
in situ (DCIS) Benefit
■
Loss of
■ Second Event Benefit
My Choice offers the following coverage options:
|
|
Coverage |
|
Option 1 |
No
Coverage |
|
|
|
|
Option 2 |
$5,000 |
|
|
|
|
Option 3 |
$10,000 |
|
|
|
|
Option 4 |
$25,000 |
|
|
|
|
Option 5 |
$50,000 |