Long-Term Disability (LTD)

 

If you are absent from work because of illness or injury for longer than 180 uninterrupted workdays, you may qualify for long-term disability (LTD) benefits.

Your LTD benefits will be equal to 70% of your monthly basic earnings (pre-disability), to a maximum benefit payment of $10,000 per month. Because your employer pays for this coverage, any benefits you may receive from the LTD plan while ill or injured will be taxable income to you, as dictated by the Income Tax Act.

Please refer to your booklet for more information.