Long Term Disability Income Benefits |
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This page provides you with the opportunity to choose a Long Term Disability
option. If you click on the information icon | ||||
you will be provided with a brief description about that option. Detailed information is provided in « Plan Details ». After considering what coverage is best
suited to you, make your selection and move to the next screen.|
LTD
Insurance |
OPTION 1 |
OPTION 2 |
OPTION 3 |
OPTION 4 |
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Graded
percentage of annual income to a maximum of $10,000 per month; must be
totally disabled for 120 days before benefits begin; maximum duration 2 yrs;
disabled from your own occupation for first 24 mths |
Graded
percentage of annual income to a maximum of $10,000 per month; must be
totally disabled for 120 days before benefits begin; terminates at age 65;
disabled from your own occupation for first 24 mths |
Graded
percentage of annual income plus 3% Cost of Living to a maximum of $10,000
per month; must be totally disabled for 120 days before benefits begin;
terminates at age 65; disabled from your own occupation for first 24 mths |
Graded
percentage of annual income plus 3% Cost of Living to a maximum of $10,000
per month; must be totally disabled for 120 days before benefits begin;
terminates at age 65; disabled from your own occupation for first 36 mths |